If you only do one thing to prepare, do this
We are not selling you a will, estate services, or a big bundle. The Only Step is one simple thing: a private record of where your accounts are, so your family knows where to look when you’re gone.
What this is not
A will or legal documents
Estate planning services
A big bundle of things you do not need
What this is
One simple step
A few minutes to set up, and a yearly check-in
Peace of mind for you, and time saved for your family
Already have a will or an attorney? The Only Step works alongside them.
Three reasons to take the step
Clarity for the people you love
One organized record tells your family exactly where to turn, so they are not left searching through drawers and old emails.
See how it works ↓Better than paper or a spreadsheet
A paper list can be lost and a spreadsheet can be forgotten. The Only Step is encrypted, protected by two-factor sign-in, and built so your family can find it.
See the difference ↓Your money goes to who you choose
If you pass away and no one knows an account exists, it can eventually become unclaimed property held by the state. Only Step makes sure your family knows where to look.
See why it matters ↓The process
One simple process
Three steps. A few minutes. Lasting clarity.
Add institutions
Log banks, insurance providers, and investment accounts.
Secure your record
We safely store your information with strong encryption.
Your family gets clarity
They know exactly where to turn when it matters most.
New to this? Read our guide to getting your affairs in order →
Helping with a loved one who has died? See what to do when someone dies →
Why not paper or a spreadsheet?
Safe isn't the same as findable
A paper list can disappear. A spreadsheet only helps if someone knows it exists. Neither is built for the moment your family needs it.
Unclaimed property
Don't let your accounts become unclaimed property
If you pass away and no one knows an account exists, it sits untouched. After a period of inactivity set by state law, the institution can be required to turn it over to the state as unclaimed property. Families can sometimes recover it, but only if they find out it exists, search the right states, and prove they are entitled to it.
✕Without The Only Step
No one knows the account exists. It sits untouched until the state takes custody of it, and your family may never learn it was there.
✓With The Only Step
Your family sees the list, contacts each institution directly, and the money goes to the people you chose.
Who inherits is decided by your will and beneficiary designations. The Only Step makes sure the people you trust can find what is there.
Make things easier for the people you love
Most families don't remember the will or the eulogy as the hard part. They remember the weeks after — the unopened mail, the passwords no one had, the account that turned up eight months too late. The Only Step removes that burden, one simple step at a time.
Take that step nowWhy it matters
Take the one step that makes all the difference
- Bank accounts
- Retirement accounts
- Insurance policies
- Brokerage accounts
- Credit lines
The Only Step Journal
